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Klarna

All Aspire Global casinos offer a variety of flexible payment methods, and Klarna is a prime example of the range of convenient options available.

What is Klarna?

Klarna is an online payment service provided by a Swedish financial company of the same name. Headquartered in Stockholm, Klarna is a major player in the European financial services industry, offering banking and other services in addition to its popular online payment service.

Klarna has around 4,000 employees and claimed in 2021 to be worth over $45 billion, should any rival organisation wish to buy it. Revenues in 2020 (the last year for which figures are available at the time of writing) were well over $1 billion.

Klarna may well originate from Scandinavia, but it is now a worldwide operation. Its services are available throughout most of Europe, and also in the United States, Canada, Australia and New Zealand. The company holds a variety of licences dependent on the nation in which it is operating. For example in Sweden, it is regulated by the Swedish Financial Supervisory Authority, while in the United Kingdom, it is licenced via the Financial Conduct Authority (FCA).

How does Klarna work?

Klarna is renowned for its flexible payment terms. Online shoppers using Klarna at its partner online retailers can choose to pay for their purchase in three monthly instalments; pay the complete purchase cost after 30 days, or spread the cost of larger purchases over a longer time period, up to as much as three years.

No interest is charged for the first two of these options. Klarna makes its money from a commission charged to the retailer. For the longer term option however, interest is payable. Payments are deducted from the customer’s debit card or bank account.

It is worth noting that in many countries, any form of credit or deferred payment is not allowed when making payments to online casinos. This means that you may find that these ‘easy payment’ options are not available when making your deposits. In such countries, the service may still be available to make payments, but your funds will be deducted immediately, just like when using a debit card.

You don’t need to sign up in advance to use Klarna. Just download the app and you can use it to make payments immediately. Payments are made using funds from your linked bank account / debit card.

Which currencies can I use when paying via Klarna?

Klarna can be used in a wide variety of different currencies, depending on the countries in which it operates. Currencies currently accepted include the Euro, British pound, US dollar, Canadian dollar, Australian dollar, Norwegian krone, Swedish krona, Swiss franc and more.

Summary

All casino operators on the Aspire Global platform have the option to offer Klarna as a payment method to their players. However, the actual service available will vary according to the specific national market. Some national governments and regulators restrict the use of credit and deferred payments when making deposits to online casinos. Others do not allow payments to be made via Klarna at all.

Klarna is a safe, secure and convenient way to make payments at online casinos, when permitted by local national governments and regulators. It is also generally fee free, making it an easy and inexpensive way to make your deposits.

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